Muganga SACCO is pleased to announce that the GIRIWAWE Housing Loan is now open for new applications with improved features and expanded benefits.
Following the success of the initial GIRIWAWE cycle, the product has been strengthened to better support members who want to buy, build, or improve their homes.
This is more than a loan. It is a structured pathway to homeownership and housing improvements for our members and health professionals.
What Can the GIRIWAWE Loan Finance?
The GIRIWAWE loan can be used for:
- Purchasing a residential house
- Renovating an existing home
- Constructing a new house, provided you own a plot of land and have a valid construction permit
The facility is strictly intended for residential property development and improvement.
Key Features and Benefits
The upgraded GIRIWAWE loan offers:
- Competitive interest rates ranging from 11 percent to 13 percent per year on a declining balance
- Loan repayment period of up to 20 years
- No collateral required
- Flexibility to finance house construction, purchase, or renovation
- Loan amounts ranging from RWF 40,000,000 to RWF 60,000,000
This structure is designed to make housing finance more accessible and affordable for members.
Who Is Eligible?
To qualify for the GIRIWAWE loan, you must:
- Be a member of Muganga SACCO
- Receive your salary through Muganga SACCO
- Meet the required loan documentation and credit assessment conditions
Why Consider GIRIWAWE?
Housing is one of the most important lifetime investments. With long repayment periods, competitive rates, and flexible usage options, GIRIWAWE allows members to plan confidently and build long-term stability.
If you have been waiting for the right moment to invest in your home, this may be it.
How to Apply
For full details, application forms, and loan requirements, visit: https://mugangasacco.rw/Giriwawe/
You may also contact us directly:
Phone: 0788 124 500
Email: customerservice@mugangasacco.rw
Muganga SACCO remains committed to supporting members in achieving their housing goals.